Home Mortgage Disclosure Act Data Download Page

License

These HMDA data files and the procedures for constructing them were initially developed by the Urban Institute to support DataPlace; any public use of the data files, or works from the data files should be attributed as such. By using these files, you acknowledge that the Urban Institute is not liable for their use and you agree to the terms described in this section. The data are licensed under the Open Database License (ODbL), which means you are free to share and adapt these datasets as long as you follow the following conditions:

For any public use or redistribution of the data files, or works produced from them, you must make clear to others the license (ODbL) of the data files and keep intact any notices on the original data files (see attribution requirements below). Public use of any adapted version of these data files, or works produced from an adapted database must also be offered under the ODbL. Read the full ODbL 1.0 license text for the exact terms of use.

Attribution Requirements for Users

If you publicly use or redistribute the data files, or works produced from them, you must prominently display proper attribution.

Required Attribution: These HMDA data files (http://www.metrotrends.org/natdata/hmda/hmda_ download.cfm) and the procedures for constructing them were initially developed by the Urban Institute to support DataPlace (www.dataplace.org). The data are licensed under the Open Database License (http:/www.metrotrends.org/natdata/ODbL.cfm).

The words "HMDA data files" must contain a hyperlink to http://www.metrotrends.org/natdata/hmda/hmda_download.cfm. The word "DataPlace" must contain a hyperlink to www.dataplace.org. The words "Open Database License" must be hyperlinked to the URL of the text of this License (http://www.metrotrends.org/natdata/ODbL.cfm). If hyperlinks are not possible, you must include the plain text of the required URL's with the attribution notice.

The files are provided as a public service, and unfortunately, we are not currently able to provide individual technical assistance on their use. That said, we welcome comments, corrections, and stories about how you are using the data. Please direct any feedback or questions to natdata@urban.org. The procedures and algorithms used to construct these files are available upon request.

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Documentation

Metadata (Excel): The "license" worksheet explains licensing and terms of use. The "documentation" worksheet provides information on the data source and data geographies. The "version" worksheet lists the date when the data files were posted and explains any changes made in each version of the data. The "variables" worksheet lists the fields, labels, and formulas. The "series" worksheet lists the major categories of the fields, and identifies which series are included in each of the six extract files.

Data Guide: A Guide to Home Mortgage Disclosure Act Data

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Download Files

We have created summary-level files in three formats to accommodate different software (all with the same data and all zipped):

1. One file for each geography in SAS format.
2. One file for each geography in comma-delimited (csv) text format.
3. Six files for each geography in comma-delimited (csv) text format. Each extract has a subset of 200-250 of the about 1,300 variables in the full file. This format should work for software (such as Excel) that can't load the 1,300 fields at once.

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National Data Overview
HMDA
Business Patterns
NCES Common Core of Data
American Community Survey

Cultural Vitality Indicators Overview
Business Patterns
Occupational Employment Statistics
Non-Employer Statistics

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